Your insurance is a contract between you, your employer and the insurance company. A dentist is not a party to that contract. We do not base your diagnosed treatment on insurance coverage; we base it on your needs and desires. However, we will work to the best of our ability to get you your maximum insurance benefits.
If you have insurance, your co-payments are due in full at time of service. We will process and file all insurance claims, with payment being sent to our office. Please bring your insurance card and any plan information with you on your first visit.
We accept assignment of most dental plans including MetLife and Delta Dental plans. We provide a free benefit analysis for our patients, which assists them in understanding their individual insurance benefits. However, we do require payment of the estimated co-payment portion of your bill at the time of service.
After your dental plan processes your claim, you will be responsible for any remaining balance. Your policy is a contract between you and the insurance company. We are not a party to that contract. If your dental plan has not paid your account in full within 45 days, the balance must be paid once you receive your billing statement. Please be aware that some, and perhaps all of the services provided may be non-covered services and may not be considered reasonable and conventional under your dental plan. Our practice is committed to providing excellent patient care, and our charges are usual and customary for our area. You are responsible for payment, regardless of a dental plan’s arbitrary determination of usual and customary rates. Please be advised that if your treatment is not covered under your specific plan, full payment is due at the time of service.
Adult patients are responsible for full payment of their estimated portion of fees at the time of service. The adult/parent/guardian accompanying a minor is responsible for payment at the time of service as well. Children under the age of 18 MUST be accompanied by a parent or guardian at all times. For unaccompanied minors, non-emergency treatment will be denied unless charges have been prearranged. Please feel free to call our office to make an appointment and to ask any questions or voice any concerns you may have.
We accept VISA, MASTERCARD, AMERICAN EXPRESS and DISCOVER credit cards, ATM cards, cash, and personal checks.
Interest Free Option: CARE CREDIT (with approved credit)
This payment plan offers interest-free options, available up to 12 months
For plans greater than 12 months, low fixed interest rates, you select a low monthly payment plan that suits your budget
This plan enables you to keep your credit cards available for general purposes
No fees to apply and no prepayment penalties
For information on other payment options that may be available, please call our office.